Income Tax E-Filing
Income tax returns are filed electronically on the government portal. We e-file your return end to end — picking the right form, reconciling with AIS/26AS, and completing e-verification — so it's done correctly the first time.
Quick answer
E-filing is submitting your return on the income-tax portal and then verifying it. Verification is the step that completes the filing: it must happen within 30 days, and a return verified later is treated as furnished on the verification date — which can make an on-time return late. An unverified return is treated as invalid.
Applies to: AY 2026-27 (income of FY 2025-26), under the Income-tax Act, 1961Jurisdiction: IndiaSources checked: 20 August 2026
Starts at
₹699
+ GST | taxes payable, interest, late fees, audit requirements and professional fees vary with your income, entity type, books and transactions
Timeline
Filed and e-verified before your due date
Documents
Income proofs + Form 26AS
End-to-end e-filing
Right form & schedules
AIS/26AS reconciled
e-Verified
Pricing
Income tax e-filing
Pricing depends on income sources and complexity. Any tax payable is statutory and shown separately.
Standard
Salary & simple income
+ GST | from
- Right ITR form
- AIS/26AS reconciliation
- Deductions claimed
- e-Verification help
Complex
Business / multiple sources
+ GST | from
- Multiple income heads
- Capital gains schedules
- Expert review
- Notice-ready filing
Prices are professional fees and indicative. Government fees, stamp duty, DSC, PAN/TAN, state charges and third-party costs are extra and may change. A final engagement summary separates each component before payment.
Overview
What is Income Tax E-Filing?
Income tax e-filing is the electronic submission of your income tax return on the government's e-filing portal. Almost all taxpayers must e-file, and the return isn't complete until it's also e-verified — within the time allowed — after submission.
Doing it right means choosing the correct ITR form for your income, reporting every source, reconciling with your AIS and Form 26AS, claiming the deductions you're entitled to, and verifying on time. Mistakes lead to defective-return notices or mismatches.
Verification is the step people underestimate. The limit is 30 days from filing, and the Income Tax Department is explicit about the consequence: where a return is uploaded within the due date but verified after 30 days, the date of e-verification is treated as the date of furnishing the return. A return filed on 30 July and verified on 5 September is therefore a late return — with the late-filing fee and the loss of loss carry-forward that follow. A return never verified at all is treated as invalid, though a condonation request is possible for a genuine delay. If you spot an error after filing, a revised return is available up to 31 March 2027 for AY 2026-27, and it needs its own verification within 30 days.
We e-file your return end to end and make sure it's verified — so it's filed correctly the first time.
Is it for you?
Who needs it — and who doesn't
Recommended if
- Anyone required to file an income tax return
- Taxpayers who want it filed correctly and verified
- People unsure which ITR form applies to them
- Anyone with an AIS/26AS mismatch to reconcile
May not be needed if
- Those below the filing threshold with no other trigger (we can confirm)
- Anyone whose return is already filed and verified
Benefits
Why it's worth doing right
Right form, every source
We pick the correct ITR and report all your income so the return holds up.
Reconciled and verified
We reconcile with AIS/26AS and complete e-verification — the step people forget.
Faster refunds
A correct, verified return is processed faster, so any refund comes through sooner.
Eligibility
Eligibility & key conditions
- You have income to report or a reason to file
- You can share income proofs and Form 26AS/AIS access
- A PAN linked with Aadhaar
Documents
Documents required
What we need
- PAN and Aadhaar
- Form 16 / income proofs
- Form 26AS and AIS
- Deduction proofs
- Bank details for refund
Process
A clear path from start to filed
Official filing
How the Income Tax e-filing portal flow works
Returns are filed on the government e-filing portal and must be e-verified (via Aadhaar OTP, net-banking or other modes) within the allowed window, or they're treated as not filed. After verification, the department processes the return and issues an intimation.
We prepare and file through the official portal and guide you through e-verification. We don't claim a private API or a guaranteed refund — we make sure the return is correct, complete and verified.
Costs
Fees & cost breakdown
| Cost component | Indicative amount |
|---|---|
| Professional feeBy income sources and complexity | From ₹699 |
| Government feeNo portal fee to e-file | Nil |
| Tax payableStatutory; depends on your income | As computed |
Deliverables
What you receive on completion
After this filing
What you need to stay compliant next
e-Verify in time
A return isn't done until verified — we make sure it happens within the window.
Track processing
We watch for the intimation and flag any mismatch to address.
Avoid delays
Common mistakes & reasons for rejection
Common mistakes
- Not e-verifying (return treated as not filed)
- Wrong ITR form
- Income missing vs AIS/26AS
- Missing the due date
- Wrong bank details delaying refund
Why filings get rejected or delayed
- Return not e-verified in time
- Defective return (139(9))
- Mismatch with AIS/26AS
AI-powered assistance
AI does the heavy lifting. Experts make the call.
AI assists with checks, drafting and explanations only. A qualified professional reviews every defined checkpoint and the final filing before submission. AI does not make consequential compliance decisions on its own.
E-file your return, done right
We pick the right form, reconcile your data, file and make sure it's e-verified — no missed steps, no defective-return notices.
Compare
Income Tax E-Filing vs Income Tax Return Filing
| Factor | Income Tax E-Filing | Income Tax Return Filing |
|---|---|---|
| Focus | The e-filing & e-verification process | The full ITR service (any entity) |
| Best for | Individuals filing electronically | Individuals & businesses |
| Output | E-filed, verified ITR | Filed ITR + computation |
Use cases
Built for how real businesses operate
First-time filer
Need: File correctly online
We suggest: Guided e-filing with e-verification.
Busy professional
Need: Hands-off filing
We suggest: We file and verify; you just approve.
Why MyFinancialAdvisory
A more accountable way to stay compliant
Quality & accountability
Reviewed by compliance experts
Every income tax e-filing engagement is prepared with structured checks and signed off by qualified professionals before anything is filed — speed without sacrificing accuracy.
Reviewed by
Reviewed by MyFinancialAdvisory Tax Team
Income-tax & TDS review
Our income-tax and TDS work is prepared with AI-assisted checks and reviewed by qualified professionals experienced in ITR filing, TDS compliance and notices before anything is filed.
Structured document checks
Documents and eligibility follow structured checks before expert review.
Expert-reviewed before filing
A qualified professional signs off every defined checkpoint.
Compliance-safe guidance
Advice mapped to current rules — no shortcuts, no guesswork.
Resources
Related guides & reading
Keep exploring
Hub
Income tax & TDS
ITR filing, TDS, tax planning and notices for every taxpayer.
Service
Income Tax Return Filing
File the right ITR accurately and on time.
Service
Salaried ITR Filing
Quick, accurate ITR for salaried individuals.
Service
Revised ITR Filing
Correct a filed return with a revised or updated ITR.
Service
Old vs New Tax Regime
Choose the regime that fits your numbers.
FAQs
Income Tax E-Filing — frequently asked questions
What is income tax e-filing?
The electronic submission of your income tax return on the government's e-filing portal. Almost all taxpayers must e-file rather than file on paper.
Do I have to e-verify my return?
Yes. A filed return must be e-verified (e.g. via Aadhaar OTP or net-banking) within the allowed window, or it's treated as not filed. We help you complete it.
Which ITR form should I use?
It depends on your income sources — salary, business, capital gains, etc. We pick the correct form so the return isn't flagged as defective.
What is AIS and Form 26AS?
The Annual Information Statement and the tax-credit statement showing income and TDS reported against your PAN. Your return should reconcile with them. We check this before filing.
Is there a government fee to e-file?
No, there's no portal fee to file the return. You pay only any tax due (statutory) and our professional fee.
How long do refunds take?
Refunds are processed after the return is verified and processed — a correct, verified return tends to be faster. We can't guarantee a timeline as it rests with the department.
What do I receive?
Your e-filed ITR, the AIS/26AS reconciliation, completed e-verification, and the acknowledgement (ITR-V).
References
Official sources
- Income Tax Department — 30-day limit to e-verify or submit ITR-V, and the consequence of verifying late (Notification 2/2024 dated 31.03.2024)
- Finance Act, 2026 s.5(a) — substitutes the s.139(1) due-date table for AY 2026-27, Gazette of India
- Income Tax Department — e-filing services: returns, belated returns and the s.234F fee
Rules, fees and due dates change by notification. Confirm the current position on the official portal before you act.
Ready to get income tax e-filing done?
Start with a quick conversation. We’ll confirm scope, documents, fees and the next deadline.